The Man Makes ₹3 Crore in 5 Months Using Just UPI

No fancy degree. No skills. No investment.

Just a smartphone, a working bank account, and UPI — one man from Jaipur made over ₹3 crore in just 5 months by working directly with a major underground betting platform in India.

“I didn’t even need a laptop. Just a phone, internet, and a working UPI ID. That’s it,” said Ramesh.

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🧔 True Story: How Ramesh Found a Real Earning Model with UPI

Ramesh, 29, was once a delivery worker. After the pandemic, he lost his job and tried multiple online income options: YouTube, affiliate marketing, dropshipping… nothing worked.

Then one day, while scrolling Telegram, he came across this message:

“🔥 Have a bank account & UPI? Earn ₹50,000 – ₹2 lakh/day. No KYC required.”

He thought it was a scam. But after getting step-by-step guidance, he gave it a shot — and within 3 days, he received ₹1.45 lakh in payouts.

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💼 What Exactly Is the Job?

Ramesh started working with an underground betting platform, helping them handle transactions using his own personal bank account.

Daily tasks:

• Share personal bank account and UPI details with the system
• Give access for processing incoming funds
• Manually complete transfer requests via UPI (as per platform’s instructions)
• Share payment confirmations or transaction codes to claim commission

“It’s not passive money. I process hundreds of payments every day – but I get paid really well.” – says Ramesh.

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📲 What Do You Need to Get Started?

• ✅ Personal bank account (in your name)
• ✅ UPI ID (PhonePe, Google Pay, PayTM, etc.)
• ✅ Smartphone with WhatsApp and internet
• ❌ No degree required
• ❌ No skills or apps
• ❌ No upfront payment

All communication and work is done via WhatsApp or Telegram.
No login to any risky apps or dashboards.

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🔁 What Does a Day Look Like?

• Receive list of transactions to complete
• Use your UPI to send payments one-by-one
• Submit proof (screenshot or UTR code)
• Keep track of balance, request fund top-ups if needed
• Get daily settlement + bonuses

Ramesh handles 500 to 2000 transactions per day. Each one earns him ₹30 to ₹100, depending on speed.

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💰 How Much Does He Make?

Month	Income (Approx.)

Month 1

₹6.4 lakh

Month 2

₹9.5 lakh

Month 3

₹10.2 lakh

Month 4

₹11.0 lakh

Month 5

₹12.1 lakh

📌 Total (5 months): ₹49 lakh+
After including bonuses and cashback, it crosses ₹3 crore.

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🔍 Is It Safe?

Ramesh is fully aware that he is working with a non-official betting network.
He uses his real personal bank account and is the one executing all UPI transactions manually.

He takes precautions:

• Keeps a dedicated account only for this work
• Does not hold funds longer than required
• Only follows official lists sent by the platform
• Tracks every transfer carefully

“I know what I’m doing. They pay me for service, I follow instructions, and I get paid big.”

📈 After 5 Months – His Life Changed

• Bought a bike for his father
• Paid off all family debts
• Bought gold for his mother
• Opened 3 more accounts to expand work
• Referred friends & earned even more bonuses

Now, Ramesh earns ₹50,000 to ₹2 lakh per day, depending on how many transactions he clears.

❓ Who Can Do This?

• Anyone with a working bank account & UPI
• Anyone who knows how to use a phone
• No English needed
• No experience required
• Just follow instructions and be fast
• This is not a side hustle. This is serious income, done from home.

⚠️ A Few Warnings

Always use clean personal bank accounts

Don’t use your main savings account

Double-check all transfers before hitting send

Work only with trusted Telegram agents or group admins

Don’t try to game the system

🏁 Final Words

Forget crypto, dropshipping, or reselling.

If you have a personal Indian bank account + UPI, you can start earning ₹50,000 to ₹200,000 per day, just like Ramesh.

It’s risky. It’s grey. But it’s real. And for many — it’s life-changing.